Oster says her message for tonight is that this process of implementation is dynamic. Being here tonight gives the audience the edge in that they know the issues and the questions to ask. Come October, people have six months to make their choice. So, yes, the people in the audience have time.
Members of the audience seem upset. There have been answers presented but there still remain many questions. Human beings don't feel comfortable existing in the question. One man makes the snide comment, "Yeah, dynamic." No one appears to be rich so money is a top priority issue for them. They want to be able to put their arms around the numbers. I am among the lucky in that I'm on Medicare. They aren't.
The good news is that the application for insurance will be only four pages. There will be helpers at the New Haven Public Library to help consumers in filling out the paper work. Oster hammers, though, that those who don't make the six month deadline will be penalized. That registers. The room gets quiet.
In choosing a plan, Oster uses the phrase "figure out" frequently. Obviously, consumers have to make tough decisions about whether to select the Bronze, Silver, Gold, or Platinum program. She warns about under-insuring, with healthcare costs remaining so high. However, she points out the silver lining might be that we will question what procedures are necessary and not just accept the MRI. Instead, an x-ray might do the trick.